Personal injury is any injury to the body caused by another person. “Personal injury” is used in insurance policies to determine when there is coverage. Insurance policies will state how much the insurance company will pay for bodily injury. If there is no personal injury, the insurance company will not pay any compensation. For example, if you were in a car accident, but not physically injured, the insurance company will not pay you any compensation.
It is fair to say that most people who cause an accident would like to turn back time. No one who causes an accident wishes harm on another person. For now, the time machine is unavailable. Our system of justice provides that a person injured in an accident may be entitled to money to compensate them for their injuries. The thinking behind this system is that money may make an accident victim’s future days to be a bit more comfortable to compensate for the pain and suffering they experienced due to no fault of their own. It is the most fair and equitable system of justice in the world.
Personal Injury Claims
A Personal Injury claim is a claim for compensation for injury to the body, no matter how minor or serious. If you have been injured in an accident, then you may have a claim for bodily injury. The amount of compensation is related to the severity of the injury and may include more than just medical treatment. Don’t risk handling your case on your own, with an insurance adjuster who handles claims for a living.
In most cases we can recover money that you have lost or had to personally pay due to your injuries. If you’ve been unable to work because of your injury, you may be entitled to recover the loss of that income. If you’ve had to spend money for ambulance, emergency room, doctors, hospital, medications, therapies, etc., you may be entitled to reimbursement for these medical services. In most cases you may recover the actual costs that you personally paid for services rendered.
Pain and Suffering
You may have a Personal Injury claim for pain, suffering, and discomfort. Pain, suffering, and discomfort are legitimate injuries even though they can be difficult to quantify. We have the experience and expertise to assign a value to your claim.
You may be able to recover compensation for future losses and or expenses. Severe injuries can cause problems for years to come. Future claims include the loss of future income, costs of future medical care and treatment, permanent disability and impairment, and disfigurement. Even though these are bodily injury claims for future losses, you may be entitled to receive compensation immediately. In fact, it’s important that you realize that when you resolve your claims, they are all resolved at the same time. You can’t resolve some claims now and other claims later.
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